Plut AIReview and confirm
Sell 1 gift card
You get₦114,498.60
Reject
Confirm
Done
Gift cardsBillsNaira wallet
Just say it. Plut does it.
Sell gift cards for Naira. Buy light, data and airtime. Renew DStv and GOtv. Type what you want or send a photo of the card, and Plut sets it up. You check the numbers and approve with your PIN.
On a laptop? Use Plut on the web
Screen recording from the Plut app
01Plut AI
You ask. Plut gets it ready. You approve it.
Plut AI lives inside the app. Send it a photo of a gift card or a line like “buy 10GB MTN data for my line”. It works out the brand, the plan or the meter, lays out the whole transaction and waits. Nothing is paid or sold until you enter your PIN.
Try one
Example amounts. Real quotes come from the app at the moment you ask.
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1
Snap it or type it
A photo of the card or one line of text. No forms to fill and no menus to dig through.
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2
Numbers first
The rate, the plan, the name on the meter and the total are on screen before anything happens.
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3
Your PIN decides
Plut AI can get a payment or a trade ready. It can't complete one. Every request waits for your PIN and comes with a Reject button.
Screenshots from a real trade on a customer phone, September 2026.
02Gift cards
Gift cards to Naira, with the rate up front.
Pick the card in the app or just send Plut AI a photo. You see the rate and your payout before you sell, and the Naira lands in your Plut wallet once the card is confirmed.
Cards Plut buys
- Apple
- Steam
- Razer Gold
- Xbox
- Google Play
- Sephora
- Footlocker
- Macy's
- Amazon
- Walmart
From the US, UK, Canada, Australia, Europe, New Zealand and Switzerland, depending on the brand.
- Pick or snap the cardChoose the brand, or send a photo to Plut AI.
- See the rate and payoutIn Naira, before you commit to anything.
- Upload and confirmAdd the card images and approve with your PIN.
- Get paidNaira lands in your Plut wallet once the card checks out.
03Bills
Light, data, TV and internet. Paid from one wallet.
Pay any of these yourself in a few taps, or ask Plut AI to do it. Your receipt, and the token for a prepaid meter, stays in Activity.
ServiceProvidersOr just ask
Airtime
MTN, Airtel, Glo, 9mobile
“₦2,000 airtime for 0803 555 0142”
Mobile data
MTN, Airtel, Glo, 9mobile
“10GB MTN data for my line”
Electricity
IKEDC, EKEDC, AEDC, PHED, BEDC, KEDCO
“₦10,000 light for my meter”
Cable TV
DStv, GOtv, Startimes
“Renew my GOtv Max”
Internet
Spectranet, Smile, Swift
In the app
Education
WAEC, NECO and JAMB PINs
In the app
Betting
Bet9ja, SportyBet, BetKing, 1xBet, Betway, MSport
Fund your account in the app
04Wallet
A Naira wallet that handles the boring parts.
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Add money by bank transfer
You get your own account number. Send money to it from any Nigerian bank app.
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Withdraw to any Nigerian bank
Pick a saved account or add a new one, check the name, approve with your PIN.
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A receipt for everything
Every trade, bill and withdrawal sits in Activity with its own receipt you can share.
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Limits that grow with you
Verify with your BVN or NIN to start. Add proof of address when you need higher limits.
Phone, tablet and web
Plut fits the screen you have.
One Plut account works on your phone, your iPad and in the browser. Start a gift card trade on one and check the payout on another.
- iPhone and iPadApp Store
- AndroidGoogle Play
- Any browsermy.plut.ng
05Security
Only you can move your money.
Plut AI can get things ready. The final step is always yours.
PIN on every payment
Trades, bills and withdrawals all stop and wait for your transaction PIN.
Face ID or fingerprint
Lock the app with your face or finger so a borrowed phone stays a borrowed phone.
Passkeys
Sign in with a passkey on your phone instead of a password someone could guess.
Authenticator codes
Add a code from an authenticator app for one more check at sign-in.
Verified accounts
Every account is checked against a BVN or NIN before it can move money.
Licensed partners
Plut is not a bank. Your balance is held and settled through licensed partners.
Questions
Before you download
Something else on your mind? Write to support@plut.ng.
What can Plut AI do for me?
It can sell gift cards and buy airtime, data, electricity and cable TV for you. It gets each one ready and waits for your PIN. Like any assistant it can make mistakes, so read the details on the confirm card before you approve.
Which gift cards does Plut buy?
Apple, Steam, Razer Gold, Xbox, Google Play, Sephora, Footlocker, Macy's, Amazon and Walmart. Depending on the brand, Plut takes cards from the US, UK, Canada, Australia, Europe, New Zealand and Switzerland. The app always has the current list.
How is my gift card rate decided?
It depends on the brand, the card's country, the amount and whether it's a physical card or an e-code. Plut shows the rate and your exact Naira payout before you confirm, so you can walk away if it doesn't suit you.
How long does a gift card trade take?
Most cards are confirmed within about 15 minutes. Footlocker, Macy's and Sephora can take up to 90 minutes. Your Naira goes to your Plut wallet as soon as the card is confirmed.
How do I add money to Plut?
Your wallet comes with its own account number. Transfer to it from any Nigerian bank app and the money shows up in your Plut balance.
Do I have to use the AI?
No. Every bill and every gift card trade has its own screen in the app. Plut AI is there for when typing one line is quicker than tapping through.
Is Plut a bank?
No. Plut works with licensed partners to hold funds and process payments, and your balance is held and settled through them.
Do I need to verify my identity?
Yes. You verify with your BVN or NIN before you can move money. Adding proof of address raises your limits.
Get Plut and send your first message.
Free on iPhone and Android. Sign up with your phone number, verify once and you're set.
Or use Plut on the web